{"id":45133,"date":"2024-11-01T18:08:48","date_gmt":"2024-11-01T18:08:48","guid":{"rendered":"https:\/\/jornalboasnoticias.com.br\/home\/?p=45133"},"modified":"2024-11-01T18:08:48","modified_gmt":"2024-11-01T18:08:48","slug":"mutirao-de-renegociacao-de-dividas-com-bancos-comeca-nesta-sexta","status":"publish","type":"post","link":"https:\/\/jornalboasnoticias.com.br\/home\/mutirao-de-renegociacao-de-dividas-com-bancos-comeca-nesta-sexta\/","title":{"rendered":"Mutir\u00e3o de renegocia\u00e7\u00e3o de d\u00edvidas com bancos come\u00e7a nesta sexta"},"content":{"rendered":"
\n
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\u00a9 Marcello Casal JrAg\u00eancia Brasil<\/figcaption><\/figure>\n<\/div>\n<\/div>\n
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Rela\u00e7\u00e3o pode ser consultada em p\u00e1gina do mutir\u00e3o na internet<\/div>\n<\/div>\n<\/blockquote>\n
\n

Durante o m\u00eas de novembro, pessoas que possuem d\u00edvidas com bancos e financeiras poder\u00e3o negociar os seus d\u00e9bitos.<\/p>\n

Come\u00e7a nesta sexta-feira (1\u00ba) o Mutir\u00e3o Nacional de Negocia\u00e7\u00e3o de D\u00edvidas e Orienta\u00e7\u00e3o Financeira, uma iniciativa conjunta da Federa\u00e7\u00e3o Brasileira de Bancos (Febraban), Banco Central (BC), Secretaria Nacional do Consumidor (Senacon) e dos Procons de todo o pa\u00eds com o objetivo de ajudar o consumidor a reequilibrar suas finan\u00e7as.<\/p>\n

Na edi\u00e7\u00e3o anterior, realizada em mar\u00e7o deste ano, foram mais de 1,6 milh\u00f5es de contratos repactuados. Na\u00a0p\u00e1gina do mutir\u00e3o na internet<\/a>\u00a0\u00e9 poss\u00edvel consultar a rela\u00e7\u00e3o de bancos participantes. A a\u00e7\u00e3o segue at\u00e9 30 de novembro.<\/p>\n

Podem ser negociadas d\u00edvidas no cart\u00e3o de cr\u00e9dito, cheque especial, cr\u00e9dito consignado e outras modalidades de cr\u00e9dito contra\u00eddas de bancos e institui\u00e7\u00f5es financeiras, que estejam em atraso, n\u00e3o possuam bens dados em garantia e n\u00e3o estejam prescritas.<\/p>\n

Durante a a\u00e7\u00e3o, as empresas participantes oferecem parcelamento, descontos no valor da d\u00edvida ou ainda taxas de juros reduzidas para refinanciamento, de acordo com cada pol\u00edtica de cr\u00e9dito.<\/p>\n

O mutir\u00e3o n\u00e3o \u00e9 indicado para o consumidor protegido pela\u00a0Lei do Superendividamento<\/a>. Est\u00e1 superendividada\u00a0aquela pessoa impossibilitada de quitar as d\u00edvidas e manter a sua subsist\u00eancia ou a de sua fam\u00edlia. Nesse caso, a recomenda\u00e7\u00e3o \u00e9 entrar em contato diretamente com o Procon.<\/p>\n

Cada consumidor pode consultar suas d\u00edvidas no\u00a0Registrato<\/a>,\u00a0sistema do Banco Central por meio do qual \u00e9 poss\u00edvel acessar, entre outros, o Relat\u00f3rio de Empr\u00e9stimos e Financiamentos (SCR), que cont\u00e9m a rela\u00e7\u00e3o de d\u00edvidas perante as institui\u00e7\u00f5es financeiras. Para acessar o sistema \u00e9 preciso ter uma conta no Gov.br, canal de servi\u00e7os digitais do governo federal.<\/p>\n

As negocia\u00e7\u00f5es podem ser feitas diretamente com a institui\u00e7\u00e3o credora, em seus canais oficiais, ou com intermedia\u00e7\u00e3o por meio do\u00a0portal Consumidor.Gov.Br<\/a>. Nesse \u00faltimo caso, tamb\u00e9m \u00e9 necess\u00e1ria uma conta Gov.br, nos n\u00edveis Prata ou Ouro.<\/p>\n

(Ag\u00eancia Brasil)<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Rela\u00e7\u00e3o pode ser consultada em p\u00e1gina do mutir\u00e3o na internet Durante o m\u00eas de novembro,<\/p>\n","protected":false},"author":4,"featured_media":45134,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,5],"tags":[],"class_list":["post-45133","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-destaques","category-economia"],"yoast_head":"\nMutir\u00e3o de renegocia\u00e7\u00e3o de d\u00edvidas com bancos come\u00e7a nesta sexta - Jornal<\/title>\n<meta name=\"description\" content=\"Mutir\u00e3o de renegocia\u00e7\u00e3o de d\u00edvidas com bancos come\u00e7a nesta sexta\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/jornalboasnoticias.com.br\/home\/mutirao-de-renegociacao-de-dividas-com-bancos-comeca-nesta-sexta\/\" 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