{"id":42572,"date":"2024-01-15T09:41:05","date_gmt":"2024-01-15T12:41:05","guid":{"rendered":"https:\/\/www.jornalboasnoticias.com.br\/?p=42572"},"modified":"2024-01-15T09:41:05","modified_gmt":"2024-01-15T12:41:05","slug":"transferencia-bancaria-por-doc-termina-nesta-segunda-feira","status":"publish","type":"post","link":"https:\/\/jornalboasnoticias.com.br\/home\/transferencia-bancaria-por-doc-termina-nesta-segunda-feira\/","title":{"rendered":"Transfer\u00eancia banc\u00e1ria por DOC termina nesta segunda-feira"},"content":{"rendered":"<blockquote>\n<p class=\"col-10 offset-1 animated fadeInDown dealy-900 display-8 display-md-8 alt-font font-italic my-1 text-center\" style=\"text-align: center;\">Com sucesso do Pix, ferramenta tornou-se obsoleta nos \u00faltimos anos<\/p>\n<\/blockquote>\n<figure id=\"attachment_31938\" aria-describedby=\"caption-attachment-31938\" style=\"width: 800px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-31938 size-large\" src=\"https:\/\/jornalboasnoticias.com.br\/home\/wp-content\/uploads\/2022\/12\/real_moedadinheiro_jfcrz_abr_1701220048_1-840x503.jpg\" alt=\"\" width=\"800\" height=\"479\" \/><figcaption id=\"caption-attachment-31938\" class=\"wp-caption-text\">\u00a9 Jos\u00e9 Cruz\/Ag\u00eancia Brasil<\/figcaption><\/figure>\n<p>Ap\u00f3s quatro d\u00e9cadas de exist\u00eancia, a transfer\u00eancia por meio de\u00a0Documento de Ordem de Cr\u00e9dito (DOC) acaba\u00a0nesta segunda-feira (15), \u00e0s 22h. Nesse hor\u00e1rio, os bancos deixar\u00e3o de oferecer o servi\u00e7o de emiss\u00e3o e de agendamento, tanto para pessoas f\u00edsicas quanto\u00a0jur\u00eddicas, para transfer\u00eancia entre institui\u00e7\u00f5es financeiras distintas.<img decoding=\"async\" src=\"https:\/\/agenciabrasil.ebc.com.br\/ebc.png?id=1576424&amp;o=node\" \/><img decoding=\"async\" src=\"https:\/\/agenciabrasil.ebc.com.br\/ebc.gif?id=1576424&amp;o=node\" \/><\/p>\n<p>No ano passado, as institui\u00e7\u00f5es banc\u00e1rias haviam anunciado o fim da modalidade de transfer\u00eancia. A data m\u00e1xima de agendamento do DOC vai at\u00e9 29 de fevereiro, quando os bancos terminam de processar os pagamentos, encerrando o sistema definitivamente.<\/p>\n<p>Al\u00e9m do DOC, deixar\u00e1 de ser oferecida\u00a0tamb\u00e9m, as 22h de hoje, a Transfer\u00eancia Especial de Cr\u00e9dito (TEC), modalidade por meio da qual empresas podem pagar benef\u00edcios a funcion\u00e1rios e que tamb\u00e9m est\u00e1 em desuso.<\/p>\n<p>Nos \u00faltimos anos, o DOC e a TEC perderam espa\u00e7o para o Pix, sistema de transfer\u00eancia instant\u00e2nea do Banco Central sem custo para pessoas f\u00edsicas. Criado em 1985, o DOC permite o repasse de recursos at\u00e9 as 22h, com a transa\u00e7\u00e3o sendo quitada no dia \u00fatil seguinte \u00e0 ordem. Caso seja feito ap\u00f3s esse hor\u00e1rio, a transfer\u00eancia s\u00f3 \u00e9 conclu\u00edda dois dias \u00fateis depois.<\/p>\n<h2>Estat\u00edsticas<\/h2>\n<p>Segundo levantamento da Federa\u00e7\u00e3o Brasileira de Bancos (Febraban), com base em dados do Banco Central, as transa\u00e7\u00f5es por\u00a0DOC somaram 18,3 milh\u00f5es de opera\u00e7\u00f5es no primeiro semestre de 2023, apenas 0,05% do total de 37 bilh\u00f5es de opera\u00e7\u00f5es feitas no per\u00edodo.<\/p>\n<p>Em n\u00famero de transa\u00e7\u00f5es, o DOC ficou bem atr\u00e1s dos cheques (125 milh\u00f5es), da TED (448 milh\u00f5es), dos boletos (2,09 bilh\u00f5es), do cart\u00e3o de d\u00e9bito (8,4 bilh\u00f5es), do cart\u00e3o de cr\u00e9dito (8,4 bilh\u00f5es) e do Pix, a modalidade preferida dos brasileiros, com 17,6 bilh\u00f5es de opera\u00e7\u00f5es.<\/p>\n<p>Utilizada principalmente para transfer\u00eancia de grandes valores, a Transfer\u00eancia Eletr\u00f4nica Dispon\u00edvel (TED) continuar\u00e1 em vigor. Criada em 2002, a TED permite o envio dos recursos entre institui\u00e7\u00f5es diferentes at\u00e9 as 17h dos dias \u00fateis, com a transa\u00e7\u00e3o levando at\u00e9 meia-hora para ser quitada.<\/p>\n<p>(Ag\u00eancia Brasil)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Com sucesso do Pix, ferramenta tornou-se obsoleta nos \u00faltimos anos Ap\u00f3s quatro d\u00e9cadas de exist\u00eancia,<\/p>\n","protected":false},"author":2,"featured_media":31938,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,5],"tags":[],"class_list":["post-42572","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-destaques","category-economia"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Transfer\u00eancia banc\u00e1ria por DOC termina nesta segunda-feira - Jornal<\/title>\n<meta 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